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This job is about leading and improving credit policies to keep financial health on track. You might like this job because you’ll work with different teams to make smart strategies and support great customer service.

RM 3000 - RM 4500

Cheras, Kuala Lumpur

Full-Time

few days ago

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Job Description

 Main Purpose of Job

  • Undertaking improvement initiatives and general change management activities within the Credit Policy and Method Department, including assessment and collection systems, policies, manuals, procedures, customer service, and crisis management in alignment with the company's missions, visions, and goals. 
  • Conducting project meetings, discussions, system testing (User Acceptance Test), and implementations with all related departments/personnel

Principle responsibilities & duties

  • Closely monitor portfolio performance to manage credit quality and pre-empt potential broadening of credit deterioration.
  • Involve in business planning and policies implementations that require developing improvement plans by specifying direction, strategy, scheduling, identification of risks, contingency plans allotment of resources and investment costing.
  • Ensure timely policy /data insights sharing with credit assessment team in ensuring clear understanding for effective and timely implementation.
  • Work closely with relevant stakeholders to obtain necessary data and understanding of the processes as well as business strategies to support the overall solutions to be provided to management
  • Ensure staffs observe Information Security Policy.
  • Ensure staffs observe good customer service and quality at work.

Job Requirements

  • Degree in either Banking, Finance, Business Administration, Economics, Accounting, Information Technology or any related disciplines. 
  • Relevant work experience in the field of credit policy revision. Minimum 1-2 years of experience in consumer/commercial credit evaluations.
  • Developing quality proposals and Functional Specification Document write-ups for system enhancement/improvement.
  • Strong analytical skills to study, review credit portfolio and translate this to solutions to management.
  • Designing and implementing efficient, effective, and reliable improvement solutions.
  • Possess effective communication and written skills 
  • Ability to work in a fast-paced and evolving organization

Skills

Microsoft Excel
Tableau (Business Intelligence Software)
Data Analysis
Data Visualization

Company Benefits

Inpatient & Outpatient Medical Coverage

For Permanent Employees

Group Personal Accident & Term Life Insurance

For Permanent Employees

Staff Awards & Appreciations

For Permanent Employees

Staff Financing Scheme

For Permanent Employees

Opportunities for Career Development

For all employees

Continuous Training Provided

For all employees


Additional Info

Experience Level

#NoExperienceNeeded

Career Level

Entry Level


Company Profile

AEON Credit Service (M) Berhad-logo-image

AEON Credit Service (M) Berhad

 AEON Credit Service is a leading consumer financing provider with business operations in Japan, Malaysia, Hong Kong, Thailand, Taiwan and China. The Company has established a strong presence in Malaysia since 1996 to provide easy payment schemes for purchase of consumer goods and a personal financing scheme based on Syariah principles. Our business philosophy is based on "Customer Satisfaction" and we strive to...

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