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Mortgage Operations, Consultant

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AI-generated summary

  • Run redemption, custody and discharge; ensure compliance, CCRIS and customer resolution.
  • Help millions live Healthier, Longer, Better Lives across Asia.
  • Lead improvements, digital transformation and team growth, high-impact managerial role!

Undisclosed

Kuala Lumpur, MY-AIA Malaysia, Kuala Lumpur

Job Description

Build a healthier and more sustainable future for everyone.

At AIA, your skills, perspective and ideas can contribute to our Purpose of helping millions of people live Healthier, Longer, Better Lives. Across our diverse markets, you will take on meaningful challenges, collaborate with talented colleagues and help turn ideas into positive outcomes for our customers and communities.


Join us to shape what comes next, grow through new experiences and extend your impact across Asia.


About the Role


Lead the Redemption & Custodian Unit in ensuring efficient, accurate, and compliant execution of redemption, discharge, custody, and records management activities. This role oversees day-to-day operations, regulatory reporting, customer service, and stakeholder engagement while driving process improvements, operational excellence, and team development. The incumbent is responsible for maintaining strong governance, ensuring compliance with regulatory requirements, and supporting digital transformation initiatives to enhance service delivery and operational efficiency.

Job Responsibilities:

 

Team Management

  • Supervise the junior staff in Redemption & Custodian Unit.
  • Coach, mentor and develop team members.

 

Operations & Compliance

  • Oversee daily operations and ensure compliance with regulatory and internal requirements.
  • Monitor incoming requests and review on tracker to ensure timely processing in accordance with regulatory Turnaround Time (“TAT”) requirements.
  • Support audit, compliance reviews and issue resolution.

 

Redemption & Discharge Management

  • Ensure timely and accurate issuance of redemption statements.
  • Oversee loan settlement, discharge and related documentation.
  • Ensure service standards and turnaround time are met.

 

Custody & Records Management

  • Act as Attorney for the Bank in executing loan and policy related documents.
  • Ensure proper safeguarding, retention and disposal of loan and security documents.
  • Ensure accurate collateral, security and credit file records and data in system.
  • Ensure timely monitoring of insurance take up and renewals for landed properties.

 

Reporting, CCRIS, Customer Service & Stakeholder Management

  • Prepare, validate and submit CCRIS reports accurately and within stipulated regulatory timelines.
  • Ensure data integrity and compliance with regulatory requirements relating to CCRIS reporting.
  • Manage customer enquiries received through hotline channels and provide timely assistance.
  • Handle, investigate and facilitate the resolution of customer complaints within the turnaround time.
  • Liaise with customers, solicitors and internal stakeholders.
  • Prepare and consolidate operational and management reports.
  • Support and assist for timely resolution of customer complaints.
  • Undertake ad hoc duties and assignments as assigned by the management.

 

Process Improvement & Projects

  • Review and improve operational processes and controls.
  • Maintain and update SOPs, policies and manuals.
  • Participate in system enhancement, digitalization and transformation projects.

 

 

Job Requirements:

 

  • Bachelor’s Degree in Business / Finance / Banking / Economics / Legal or other relevant education or related experiences.
  • Have at least 10 years of related working experience in Financial Services industry or credit, audit and compliance with a minimum of 5 years’ experience at managerial capacity.
  • Conversant with Legal / Statutory / Regulatory policies and guidelines.
  • Well-versed in mortgage loan calculations, including interest and instalment calculation and computation, redemption quoting, and loan account reconciliation.
  • Other skills: Proficiency in Microsoft Office software, effective verbal and written communication skills, strong initiative and result oriented.
  • Result driven and effective in managing team and other stakeholders.

#LI-DNI

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.


Job Requirements


Company Benefits

Wellbeing support

We offer a range of wellbeing tools and programmes to help you think well, feel well, plan well and live well.

Opportunities for career growth

With our diverse up-skilling, mentorship, job mobility and career experiences, we will help shape your career, your way.

Diverse team culture

It's our differences that make us better together. We empower you to be your best and make a difference in your own unique ways.


Additional Info

Company Activity

Last active - few hours ago

Job Specialisation


Company Profile

AIA Malaysia (Insurance)-logo-image

AIA Malaysia (Insurance)

Do you believe in helping shape a better, more sustainable future? As the largest listed company on the Hong Kong Stock Exchange, we've been proudly making a difference for people and communities across Asia for over a century. And we build on this every day with our ambition to engage one billion people to live Healthier, Longer, Better Lives by 2030. Source: AIA Careers Page