Job Description

We are expanding! Constance Infinity Sdn Bhd is a digital moneylending business seeking a hands-on Legal & Compliance Executive / Senior Executive to review contracts, assess operational processes and ensure compliance with the Moneylenders Act 1951 (Act 400), KPKT requirements and applicable AML/CFT and personal data protection obligations, working closely with internal teams and external lawyers.

Key Responsibilities:

• Review loan agreements, vendor contracts, service agreements, NDAs and other business documents; identify risks and recommend amendments.
• Assess the customer journey and operational processes, including onboarding, verification, agreement execution, disbursement, repayment, collection and complaint handling.
• Identify compliance gaps, recommend corrective actions and follow up with the relevant departments until completion.
• Maintain compliance checklists and a calendar covering licence conditions, renewals, permits, reporting obligations and regulatory deadlines.
• Draft and update policies, SOPs, customer notices, consent wording and compliance-related communications.
• Support compliance with Act 400, applicable subsidiary regulations, KPKT requirements, personal data protection and relevant AML/CFT obligations.
• Coordinate with external lawyers on legal interpretations, complex contracts, disputes and regulatory matters.
• Prepare documents and records for regulatory enquiries, inspections and audits.
• Monitor relevant regulatory developments and explain their operational impact to management.
• Conduct staff briefings and provide practical guidance on compliance requirements.
• Maintain organised records of contracts, approvals, regulatory correspondence and corrective actions.
• Escalate significant legal or compliance risks promptly to the COO.

Job Requirements

Qualifications & Candidate Requirements:

• Bachelor's degree in Law (LLB) or a relevant qualification.
• Executive: Typically 2-3 years of relevant legal or compliance experience.
• Senior Executive: Typically 4-5 years of relevant experience, with the ability to manage routine matters independently.
• Hands-on experience in a Malaysian licensed moneylending business is strongly preferred.
• Working knowledge of Act 400 and KPKT requirements and their application to daily business operations.
• Admission to the Malaysian Bar is an advantage but not mandatory.
• Ability to read, interpret and review contracts, identify legal risks and propose practical solutions.
• Ability to assess process flows and translate regulatory requirements into SOPs, checklists and operational controls.
• Familiarity with personal data protection, customer protection and relevant AML/CFT requirements.
• Strong written and spoken English and Bahasa Malaysia.
• Willing to work on-site in Kuala Lumpur.

Selection Assessment:

• Shortlisted candidates may be asked to complete a practical contract and process-flow review to demonstrate their ability to identify compliance gaps and recommend clear corrective actions.

Interested candidate my email your resume/cv to:
hariz.f@amanahkredit.my

Skills