Job Description

We are seeking an experienced and commercially driven Finance Manager to lead the financial strategy, governance, and overall financial performance of an established financial technology and payment services organisation. This senior leadership position plays a critical role in driving financial sustainability, strengthening risk management, and ensuring compliance within a highly regulated business environment.

The successful candidate will work closely with senior management to provide strategic financial direction, optimise business profitability, and support long-term growth initiatives. The role oversees financial operations across payment processing and credit card businesses, including transaction economics, regulatory compliance, and financial risk management.

Key Responsibilities

• Lead and develop the Group's overall financial strategy, ensuring alignment with business objectives, growth plans, and financial performance targets.
• Oversee accounting, treasury, taxation, budgeting, forecasting, and financial reporting across the organisation.
• Evaluate financial performance across payment processing and credit card operations, including portfolio profitability, transaction volumes, and revenue performance.
• Oversee payment settlement frameworks, interchange revenue, merchant discount rates (MDR), and card-related financial activities.
• Ensure compliance with Bank Negara Malaysia (BNM) regulatory requirements, MFRS, IFRS, and applicable financial reporting standards.
• Establish and strengthen financial governance, internal controls, and risk management frameworks to safeguard business assets.
• Oversee financial exposure relating to credit risk, fraud, chargebacks, and expected credit losses (ECL).
• Provide financial insights, performance analysis, and strategic recommendations to senior management to support business decisions.
• Partner with business leaders on new product launches, commercial initiatives, and long-term strategic planning.
• Lead, develop, and mentor the finance team, fostering strong financial discipline, accountability, and operational effectiveness.

Job Requirements

• Bachelor's Degree in Accounting, Finance, or a related discipline.
• Professional qualifications such as CPA, ACCA, or CFA are preferred.
• Minimum 10–15 years of progressive finance experience, including at least 5 years in a senior leadership capacity.
• Strong background in payment processing, card issuing, banking, or financial services.
• In-depth understanding of Bank Negara Malaysia (BNM) regulatory requirements, MFRS, IFRS, and financial reporting standards.
• Experience with Visa or Mastercard operations, interchange revenue, merchant discount rates (MDR), and settlement processes is highly preferred.
• Strong understanding of credit risk management, expected credit losses (ECL), and financial risk frameworks.
• Proven ability to lead financial strategy, manage complex financial operations, and support business growth.
• Strong commercial acumen, analytical thinking, and strategic decision-making capabilities.
• Excellent leadership, communication, and stakeholder management skills, with the ability to engage effectively with senior management.

Skills