Eksekutif Pungutan Kredit

JCL Malaysia

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This job is for an Eksekutif Pungutan Kredit responsible for loan collection, managing accounts, and field visits. You might like this job because it offers training, diverse responsibilities, and opportunities for credit policy improvement.

Undisclosed

Kuala Lumpur

Full-Time

Job Description

Responsible for minimizing defaults and bad debts of ongoing loans

Manage and achieve daily productivity standards in terms of attempts, contacts and amount collected

Manage and maintain customer’s accounts to ensure the accounts are current and well conducted

Contact customers to remind customers of payment schedule and obtain relevant payments

Follow up overdue accounts by utilizing phone collection techniques, dunning letters, and legal counsel

Ensure that collection actions taken are within corporate guidelines, and collection policies

Exercise judgement within defined practices and policies to determine appropriate actions

Assist in developing, planning and implementations of strategies to recover principle from borrowers whose non-performing loans have been charged-off

Willing to work extra miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc

Required to do field visits

Perform other duties as assigned

Candidate must possess at least SPM/STPM/Diploma Certificate in any related field

Experience in credit recovery will be an added advantage

Excellent communication and negotiation skills

Required Language(s): Bahasa Malaysia, English & Mandarin

Experienced in Microsoft Office applications including Excel, Word and Outlook

Good working attitude, passionate, energetic and customer-oriented

Able to work independently with minimal supervision

Fresh graduates are encouraged to apply, training will be provided

We have multiple vacancies available in 15, Jalan Medan Tuanku 1, Chow Kit, 50300 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur

Full-time and Contract-basis position(s) available

Job Requirements

Company Benefits

Professional growth

Whether you are a fresh graduate or an experienced professional, discover the impact you could make with a career at JCL.

Career stability

Our organization is growing rapidly, and we are in search of talents like you to join our team for long term career advancement!

Collaborative culture

We inspire people to learn and share together, to work as leaders to grow in a safe, honest & freethinking way.

Additional Info

Company Activity

Last active - few hours ago

Experience Level

0 - 10 Years of Experience

Job Specialisation

Corporate Finance / Investment, Financial Services & Banking, Telesales / Telemarketing

Company Profile

JCL Malaysia

JCL Credit Leasing Sdn Bhd has been operating Hire Purchase and Leasing business for vehicles and equipment for over 20 years in Malaysia. We have then expanded our business to include Hire Purchase for consumer goods, Personal Loans and Credit Sales. We also have our own Shariah Compliant Personal Financing known as i-Fund. Our company operates under the laws and governance of KPKT. Our team is made up of people who excel in/professional in assessing people’s financial situation and we believe we would be able to address all of your financial needs.

Source: jcl.my