Job Description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Role Purpose: The incumbent is to support the company’s business by assessing risks in accordance with underwriting guidelines within the granted authority. 

Organization Context: The complexity of the insurance/takaful business requires the incumbent to acquire a thorough knowledge of the different insurance products (and their functionalities / technicalities) and operational processes to ensure good assessment of risks. The incumbent is also required to work closely with other departments in delivering excellent service quality to clients and customers.

Key Accountabilities and Performance Measures Impacted:

• To review takaful proposal by assessing personal profile, medical report and legal information. Approve and decline Takaful applicants based on risk analysis in accordance with company’s underwriting and compliance guidelines. 
• Supports underwriting operation in ensuring the department meets the agreed section’s productivity and performance. To analyze the risk involved and make recommendation accordingly within the set turnaround time and service level.
• Ensures section complies with all regulatory and corporate requirements.
• Support and navigate adhoc task assigned by supervisors.

Qualification and Experience:

• A degree in Biomedical Science/Biology/Health Science or any field related to human biology or public health or or Information Technology or analyst.
• At least 2-3 years in medical underwriting with good knowledge of medical conditions.
• Able to work independently also in a team in a target-based environment.
• Possess detail-oriented, proactive and outspoken characteristics. Proficient in written and spoken English.
• Possess the confidence to make decisions and solve problems.

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

Job Requirements