Job Description

Primary Objective:

To defend the quality of loan assets through proactive management of high-risk accounts identified to be under EAM strategy, early recognition of potential problematic accounts and advising originating unit on appropriate remedial actions to avoid impairment and provision.

• Manage selected high-risk accounts with exposure ≥ RM5.0mil identified under EAM including monthly updates to Group Credit Committee and initiate appropriate action plans to improve the risk-profile and manage the accounts out of the EAM category or exit the relationship.

• Monitor and supervise accounts identified under EAM together with ARM of originating units including advising on appropriate remedial strategy to improve the risk-profile of the accounts or exit plans.

• Monitor the market and economic situations that may warrant immediate actions or strategy to be taken to safeguard the Bank’s interest in respect of the GBB portfolio.

• Continuous and consistent monitoring of key risk indicators for critical accounts.

• Timely review of EAM accounts with ARMs

Job Requirements

Requirements:
Bachelor Degree - Business, Accounting, Banking, Finance, Economics or other related disciplines..

- CCP

Minimum 8-10 years working experience in credit with exposure to SME. Possess good credit writing and analytical skills

• Well informed on credit analysis
• Good understanding of key bank processes
• Business financials and planning knowledge
• Good problem solving and analytical skills
• Knowledge on analytical tools
• Good written communication skills