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This job is about evaluating and approving hire purchase loan applications. You’ll review documents, verify information, and share knowledge with your team. You might like this job because you enjoy helping people make big purchases responsibly!
Job Description
- To process, evaluate, and approve Hire Purchase (HP) loan applications in accordance with guidelines and procedures.
- To review supporting income documents and carry out an independent credit review.
- To perform verification on the customer’s personal and/or employment information.
- To conduct or facilitate knowledge sharing with Credit Officers or any related team/department.
Job Requirements
- Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
- Minimum 3 to 5 years of experience in credit decision-making with delegated authority to approve, preferably from a banking or financial services environment
- Strong track record in credit assessment and evaluation
- Ability to lead a small team of junior credit executives
Skills
Credit Analysis
Credit Processes
Credit Application Review
Company Benefits
Car Park
Subsidised Car Parking
Insurance
Attractive Group Hospitalisation Insurance
Company Lunch
Monthly Company Lunch
Company Trip
Yearly Exciting Company Trip
Laptop
Company's Laptop provided
Hybrid Working Hours
Hybrid working in office and from home
Additional Info
Company Activity
Last active - few minutes ago
Experience Level
1 - 3 Years of Experience
Career Level
Senior Executive