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Senior Officer, Card Authorisation

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This job is for a Senior Officer in Card Authorization at UOB's Innovation Hub. You might like this job because you'll process card transactions, monitor for fraud, and support merchants and customers with financial solutions. Entry-level, training provided.

Undisclosed

Kuala Lumpur, Wilayah Persekutuan, Kuala Lumpur

Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of around 500 offices in 19 countries and territories in Asia Pacific, Europe and North America. UOB's purpose is to build the future of ASEAN. Our purpose guides The UOB Way – that defines our unique culture and belief system, anchored on our values of being Honourable, Enterprising, United and Committed, and our people philosophy of Care, Growth and Trust.

About the Department

UOB Innovation Hub 2 (InnoHub2) is a UOB-wholly owned subsidiary and a Centre of Excellence based in Malaysia, providing Group Business Services (GBS) to support the UOB Group. Started in 2021 with technology application design, development and support, InnoHub2 is expanding beyond technology services to deliver other business services to support the Bank’s growth ambition. We are looking for talented and motivated individuals to be part of the pioneer team spearheading the development and delivery of the new services.

As part of the InnoHub2 team, you will have the opportunity to work on Group initiatives and gain regional business exposure. We are dynamic, passionate and purposeful about delivering trusted financial solutions that enables business growth. An exciting career progression with varied opportunities awaits you at IH2. Come grow your career with us.
 

Job Responsibilities

  • Process and authorize credit & debit card transactions in a timely and accurate manner. 
  • Perform voice-authorisation and give assistance to merchants and customers at POS transactions. 
  • Meeting Service Level Agreements (SLA) standards on pick-up call (for merchants and customers). 
  • Manage email duties, assisting Call Centre & RMs on block/unblock cards, temporary increase limit adjustment, and bypass security check for customers. 
  • Supporting Cards & Payments (CPP) - CPP and Cards Operationss - COPC to process Authorisation code for unsecured products. 
  • Establish and maintain relationships with merchants, providing support and guidance on credit & debit card transaction processes. 
  • Assist merchants with inquiries and resolve any issues related to card authorizations. 
  • Assist in transaction code cancellation request receive from merchants, customers and Contact Centre. 
  • Respond to customer inquiries regarding credit & debit card transactions and account statuses. 
  • Monitor and review card transactions for potential fraud and irregularities. 
  • Monitor cards transaction in real time alerts queue and identify high risk transactions.   
  • Monitor and analyze transactions to detect fraudulent activities using Visa/Mastercard fraud detection tools. 
  • Observe customer transactions and identify suspicious and fraudulent activities such as account take over (scam fraud), friendly fraud, lost & stolen card, and Credit Master attacks. Block/unblock cards, and attempt transaction cancellation when necessary.  

#JoinIH2

Job Requirements

  • Diploma or equivalent qualification preferred. 
  • Open to entry level, training is provided. 
  • Able to use MS Office and possess good written and communication skills. 
  • Pleasant disposition with good interpersonal skills. 
  • Possess strong analytical skills. 

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.


Apply now and make a difference.
 


Job Requirements


Company Benefits

Flexi-work arrangements

Access a variety of flexible work arrangements to manage your work and life with greater ease.

Banking

Enjoy banking privileges designed to support your life goals.

Insurance

Our insurance plans can help you to ride out challenging times and unforeseen circumstances.

Leave entitlement

We offer a wide variety of leave schemes to help you make time for people and events that matter to you.

Health & wellness

Access a range of resources to stay fit and healthy as you build your life and career.


Additional Info

Company Activity

Last active - few hours ago


Company Profile

United Overseas Bank (UOB)-logo-image

United Overseas Bank (UOB)

We’re here to do Right By You.

UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America.

In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

We draw on our time-tested values in building a sustainable future of ASEAN. Our responsibility stems from our commitment to doing what is right by our customers, colleagues and communities. 

Source: uobgroup.com