Your health is our priority - we provide medical and personal accident insurance! 

Medical Insurance 

To improve CapBae’s overall well-being and quality of life, we offer fixed individual dental and optical benefits

Dental & Optical 

We are practicing a hybrid working style, so you don't have to worry about the traffic everyday!

Hybrid Working Arrangement

Get staff discounts when you shop and dine at Tropicana Gardens Mall

Staff Discount

We offer a special Employee Investment Scheme for CapBaes to start investing via our P2P platform 

Employee Investment Scheme 

CapBay

<div>CapBay operates an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. We are passionate about helping small businesses grow through our facilitation of business financing, using existing trade data and relationships.&nbsp;</div><div>Through our proprietary credit-decisioning model, businesses of all sizes can obtain short-term financing, while banks and investors can participate in high-value financing deals.&nbsp;</div>

Who We Are 

<div>CapBay is a place where ambitious and driven minds come together to achieve the impossible. We are inspired by our tagline “RocketToMars” and strive to be innovative as we focus on our mission to provide smart financing to businesses.&nbsp;</div><div>Our vision and mission are steered by our values, “CAPITAL”:&nbsp;<br><br>C - Customer always comes first&nbsp;</div><div>A - Accountability at all levels drives results&nbsp;</div><div>P - Passion in heart and mind, making our energy contagious&nbsp;</div><div>I - Integrity defines all our relationships</div><div>T - Teamwork enables us to accomplish big goals&nbsp;</div><div>A - Agility in innovation drives speedy changes</div><div>L - Leadership to inspire and empower others</div>

How We Work

<p><strong><ins>About Us:</ins></strong></p>
<p>CapBay operates an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. We facilitate inclusive business financing, using existing trade data and relationships. Through our proprietary credit-decisioning model, businesses of all sizes can obtain short-term financing while banks and investors can participate in high-quality financing deals. Additionally, we aim to revolutionize supply chain financing and continue our path of growth and expansion. With our recent market entries into Singapore and Thailand, we are seeking for an individual who is comfortable in communicating and coordinating with the various regional teams. You can find out more about us at <a href="http://www.capbay.com/" target="_self"><ins>www.capbay.com</ins></a></p>
<p><strong>About the Role:</strong></p>
<p>We’re looking for an Associate to join our Risk &amp; Recovery team. If you are analytical, curious, enjoys learning how things work, love solving problems and not afraid to ask questions, this role is for you. You will be working across multiple teams to support recovery efforts, improve risk management processes, keep investor interests protected and drive smarter operations as we scale. You will be exposed to a steep learning curve and opportunities, and we will provide the guidance and support you need to succeed.</p>
<p><strong>Key Responsibilities:</strong></p>
<ul>
<li>Support the team in managing overdue or defaulted accounts by preparing case summaries, conducting business analysis on distressed accounts, and tracking recovery progress.</li>
<li>Staying informed on relevant news or developments affecting distressed or high risks accounts and using these insights to support recovery recommendations.</li>
<li>Liaising directly with issuers to guide repayment efforts, clarify financial positions, obtain supporting documents, and ensure timely communication.</li>
<li>Assisting in the development of recovery options and proposals, such as repayment plans or settlements, and preparing the necessary documentation.</li>
<li>Maintaining accurate records and updating dashboards to monitor on-going recovery cases, follow-up actions, and performance across portfolios.</li>
<li>Assist in generating repayment projections or recovery scenarios modelling to support strategic decision-making.</li>
<li>Monitoring key risk indicators, such as late payments and defaults and identify in trends or red flags that may require escalation.</li>
<li>Preparing clear and accurate reports for internal stakeholders and investors under the guidance of senior team members.</li>
<li>Coordinating with Legal, Investor Relations, Finance and Operations teams to ensure alignment and efficiency across recovery and risk-related matters.</li>
</ul>

This job is a Risk Associate at CapBay, where you&#x27;ll help businesses recover from overdue accounts and manage risks. You might like this job because it offers a steep learning curve and the chance to collaborate with various teams while driving smart operations.

Risk Management

Analytical Skills

Business Analysis

Key Risk Indicator

Interpersonal Communications

Problem Solving

Detail Oriented

About Us:
CapBay operates an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. We facilitate inclusive business financing, using existing trade data and relationships. Through our proprietary credit-decisioning model, businesses of all sizes can obtain short-term financing while banks and investors can participate in high-quality financing deals. Additionally, we aim to revolutionize supply chain financing and continue our path of growth and expansion. With our rec...

Risk Associate

CapBay

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Company Profile

CapBay